Private Primary Flood

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Private Primary Flood Program for Dwelling, General Property & RCBAP

We are excited to offer our new program, through Lloyds of London, which is extremely competitive compared to the NFIP, for a niche of dwellings, commercial and condominiums located in Florida.

This program is very competitive on all Pre-FIRM ‘A’ and ‘V’ zone risks! We are paying 15% Commission New business and 14% on Renewal business.

 

Eligible Risks

• No Distance to water restrictions
• Pre-FIRM ‘A’ Zones & ‘V’ Zones
• Maximum Limits of $250,000 on dwelling and $100,000 on contents.
• Maximum Limits of $500,000 on Commercial/General Property,  $500,000 on contents, and $500,000 BI / Rental Value.  (Incl. Extra Expense)
• Policy wording similar to ALL THREE NFIP Forms.
• Excess coverage is available under our other facilities.

 

Unacceptable Risks

• Mobile or Manufactured Homes
• Risk with open or pending claim(s) or had 2 or more losses over 30 years
• Buildings or Dwelling that is partially or entirely over water
• Foreclosures
• CBRA areas

For a quote, simply complete our Private Primary Flood Application.