An Excess & Surplus Lines MGA in Clearwater, FL

Lloyds of London Insurance Florida

Clearwater Underwriters is a leading provider of Lloyds of London Insurance products for the state of Florida. Since 1991 we have proudly made it our top priority to cultivate and maintain close relationships various Lloyd’s facilities. As a result, over 85% of policies issued by Clearwater Underwriters are written on Lloyds of London paper on which we hold the pen.

Our strong relationship with Lloyds of London allows us to offer competitive rates as well as a diverse product line such as the following:

  • Homeowners & Dwelling
  • Residential Primary Flood
  • Residential & Commercial Excess Flood
  • Residential & Commercial Vacant / Renovation
  • Commercial Property – Mono-line and Package
  • General Liability – Mono-line and Package
  • Professional Liability
  • Excess Liability

If your agency is looking access for Lloyd’s products, give us a call. Our appointment process is painless. We provide quick turnaround on quotes and policy issuance, along with competitive commissions.


Severe Weather Bulletin - Moratorium

During Hurricane Season, agents may not bind applications for new coverage or policy changes for increased coverage, regardless of effective date, when a tropical storm, hurricane watch or warning has been issued by the National Weather Service for any part of the state of Florida or the Southeast region of the United States.


Due to the Florida market conditions, we will no longer be writing mobile home dwelling policies in 2022.