An Excess & Surplus Lines MGA in Clearwater, FL


homeownersClearwater Underwriters has been in the Florida Homeowners insurance market since 1997. We write Dwellings and Homeowners risks that are difficult to write throughout the west coast and central Florida area. Sinkhole claim history has been our specialty. We exclude the peril of sinkhole on all policies.

If your insured would like, we also also a policy with a Named Storm Exclusion. This policy provides wind coverage with the exception of damage caused by a Named storm. Please see the form or discuss with our underwriting team if you’d like more information on this policy type.

We will write dwellings from $35,000 up to $1,000,000 for section “A”

Dwellings that are owned by Trust, Corporations and LLC are eligible for DP-3.

The following are the Lines of Business we offer:

  • HO3
  • HO6
  • HO8
  • DP1
  • DP3
  • Vacant / Renovations

Online Applications are available in Agent Resources.