An Excess & Surplus Lines MGA in Clearwater, FL

Commercial Liability

Commercial Liability

Clearwater Underwriters provides a market for your agencies Florida Commercial Liability Insurance needs. We write on both Package form or a Monoline basis. We have multiple contracts with A rated carriers which allows us to place any risk you send our way. Backed by an excellent support staff, our Commercial Team prides itself in delivering excellent customer service from start to finish.

The following are a few specialty lines / programs that we offer:

  • General Liability
  • Liquor Liability
    • Limits up to $1,000,000 / $1,000,000
    • Packaged with Convenience Stores, Gas Stations, Retail Stores and Restaurants
    • Liquor Premium starts at $350 for $100,000 limits
  • Excess Liability
    • $5,000,000 limit in – house (higher available)
    • Target Business is LRO’s, OCP’s, Apartments, Dwellings, Hotels & Motels, Offices, Restaurants, Stores NOC
  • Artisan Liability
  • Garagekeepers Legal Liability
  • OCP Liability



Severe Weather Bulletin - Moratorium

During Hurricane Season, agents may not bind applications for new coverage or policy changes for increased coverage, regardless of effective date, when a tropical storm, hurricane watch or warning has been issued by the National Weather Service for any part of the state of Florida or the Southeast region of the United States.


Due to the Florida market conditions, we will no longer be writing mobile home dwelling policies in 2022.