An Excess & Surplus Lines MGA in Clearwater, FL

High Value Homeowners


hvhUsing our various Lloyds “in house” underwriting facilities, we can offer comprehensive coverage to owners of “hard to place” high value homes. We allow the client the flexibility to tailor their policy to meet their unique needs, including customized options for contents, other structures and additional living expenses as well as a wide range of deductible options.

Eligible Homes Include:

  • Primary, Secondary and Seasonal Homes
  • Homes with significant exposure to catastrophe perils such as Flood, Wind and Earthquake
  • Poor prior claims record
  • High Profile Insureds
  • Unprotected Homes including Protection Class 9 and 10
  • Homes in the Course of Construction (including ground up and renovation risks)
  • Vacant Homes
  • Excess Flood available (including V and CBRA Zoned Risks)
  • Wind only available
  • Homes held in the name of Corporations, Limited Liability Companies, and Partnerships

Policy Form Flexibility: HO3, HO4, HO5, HO6, DP1 and DP3 ISO Policy Forms available

Limits Available: USD 50,000,000 any one home with larger limits available upon referral