An Excess & Surplus Lines MGA in Clearwater, FL

Florida Surplus Lines MGA


If you are an insured and have a policy with Clearwater Underwriters, be sure to report any claims to your insurance agent.

If you are an insurance agent and need to report a claim, please submit a Property Loss Notice Acord form to claims@cuifla.com . You can also contact us at 727-791-6030 ext. 222 for any questions.

Please be patient through the claims process.

Clearwater Underwriters, Inc. was established in 1991 to create an available market for retail agents, assisting them in the placement of Excess Flood coverage in the state of Florida. Over the years, Clearwater Underwriters, Inc. has emerged as a competitive, trustworthy corporation with a diverse product line including both Personal and Commercial Lines.

Staffed with experienced underwriters, our goal is to assist you in all your insurance needs with professionalism and efficiency. Learn more about us.

About Our Products


The majority of our product lines are written on in-house contracts with the Lloyds of London. As a result, your clients receive a policy backed by an A+ Rated carrier by the AM best.

If you are interested in learning more about our products and getting appointed to write business with us, please contact Guy Waters at (727) 791-6030 ext 149.

Why Choose Us?


What makes us stand out over other MGA’s?

  • We Pay High Commissions
  • Innovative Solutions for Complex Risks
  • Quick Turn Around Time on Quotes
  • Immediate Binding